Vantage

A personal-finance app for iPhone that keeps your financial data on your iPhone.

Vantage shows your accounts, transactions, budgets, recurring bills and net worth in one place. Bank and card connections come through Plaid, which you sign in with directly; Cash App arrives through an on-device notification shortcut; anything else can be imported from a statement or typed in.

What makes it different

• Your ledger lives on your phone. There are no user accounts and no server that holds your transactions. This site is the app's token broker: it keeps the credentials a phone is not allowed to keep, forwards each bank reply to your phone, and forgets it.
• Read-only, always. Vantage never moves money, never pays a bill and never cancels a subscription on your behalf. It shows you the steps and hands you the link.
• AI is optional and off by default. The built-in assistant runs entirely on the device. The optional cloud tier sends a redacted summary — never a transaction, never an account number — and only after you turn it on.

Documents

• Privacy policy
• Terms of service

Vantage is published by Bryant De Luna-Peralta · www.bryantdeluna.com · [bryantd2138@gmail.com](mailto:bryantd2138@gmail.com) — that address is also where support questions go. It is currently in private testing and is not on the App Store.

For developers: this server answers POST /v1/{provider}/{action} with a device bearer token, publishes GET /healthz, and stores no financial data — the health check says so.